Hard money lending is a type of lending in which the lender provides a higher-yielding investment to a borrower who cannot get traditional financing. The main difference between hard money and other types of lending is that the terms of the loan are not subject to normal banking standards, such as interest rates and repayment schedules. 

There are several different types of hard money lenders in South Florida. One type of lender is called a private equity firm. These firms invest in companies that need capital but do not have access to traditional banks or investors. Because these firms are often very selective about their investments, they are often willing to provide hard money loans to relatively high-risk borrowers.

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Hard money lenders may also require additional collateral, such as real estate or business assets, to assure the borrower's repayment.

Another type of hard money lender is called an agribusiness lender. These lenders focus on providing loans for businesses in the agricultural sector. Because these loans are usually shorter term than regular bank loans, they can be more risky for borrowers but also offer higher returns than standard bank products.

Finally, there are soft money lenders. These lenders do not make direct investments in companies or securities, but instead provide short-term loans that can be used to purchase securities or other forms of investment vehicles. Soft money lending is generally less risky than hard money lending because it does not involve direct investments in companies or securities.