When you buy insurance, the claim process sounds very simple: you suffer the damage, you file a claim, you get your money. The reality can often be more complicated, and it can be to your advantage to hire someone familiar with the claims process to assist you – and that someone will be a public regulator.
By definition, public regulators are representatives of policyholders who interact with insurance companies and assist policyholders in filing their claims for insurance benefits. You can also check for the best public adjuster service via the web.
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Because claims for redress are often complex, in many cases it can help employers to delegate processing tasks to someone skilled in the provision of the service.
If you decide to keep a public regulator, it is important to have the right regulator – one who has experience dealing with commercial claims has handled claims similar to yours and has a reputation for honesty and integrity.
Insurance company administrators are likely to scrutinize the work of dubious public regulators, and escalating claims could lead to allegations of insurance fraud.
Public regulators are listed under "Tuner" in the Yellow Pages, but the best way to find them is through referrals. Check with the regulators of the insurance companies with whom they would like to work.
Finally, once you hire a regulator, you do not completely disclaim any liability for the claim. Insist that regulators provide you with regular status reports and copies of correspondence, and consult you on important events.